As a general rule, accidental death and dismemberment insurance is not extended to a consumer via a free-standing policy. Rather, accidental death and dismemberment insurance are included in a health insurance or life insurance policy through what is known as a rider. (A rider is an optional addition to an insurance policy. A rider is…
DetailsHomeowners insurance is one of the most widely utilized and important types of property and casualty insurance. After automobile insurance, homeowner’s insurance is the most commonly purchased type of property and casualty insurance purchased in the United States. Property and casualty insurance is coverage that is designed to protect you and your property. In this…
DetailsDeath. In many ways, death defines us. Questions about death pervade many aspects of our lives. If people have a preference, most would say that the desire to experience some sort of death by natural causes, something that comes to pass while they are asleep. People turn to the idea of passing through a natural…
DetailsNot a day passes when the news media doesn’t report stories about people being killed. The pervasiveness of people killing people understandably leaves us wondering why this happens. We find ourselves asking a very basic question: Why do people kill? The reality is that there are a number of different theories pertaining to why people…
DetailsOne of the great questions of all time is: what happens at the moment of death? Scientists, philosophers, religious theorists, and others have expounded at length on this question. In recent years, a considerable amount of scientific research has focused on what occurs within the human body at the moment of death. The evidence collected…
DetailsUnless you’ve lived a particularly sheltered existence, you’ve somewhat of a basic understanding that exposure to blood and other bodily fluids can present some sort of health risk. You probably realize that is because another person’s blood and bodily fluids can contain what routinely are called germs, un-seeable particles that cause diseases. In fact, blood…
DetailsA great deal of information – and misinformation – has circulated about COVID-19, also known as the coronavirus. The importance of accurate information about the COVID-19 pandemic and its impact on our communities and society as a whole is crucial. Marty Markay, MD, presented his important thoughts on the COVID-19 pandemic and the impact it’s…
DetailsFamilies throughout Southern California and across the country have understandable concerns about what officially is now the coronavirus pandemic. At the present time, there has been a considerable amount of confusion surrounding the coronavirus and matters associated with this potentially fatal pathogen. Appreciating how confusing the state of affairs is at this time when it…
DetailsAs a parent, you strive mightily to keep your children safe, sound, and secure on all fronts. This includes protecting them from physical harm, like defending them from the coronavirus. Physically protecting your children may necessitate coronavirus cleanup. Keeping your kids safe requires that they be emotionally secure as well. You need to address their…
DetailsCoronavirus that has been dominating news cycles is leading to a considerable amount of confusion despite the immense volume of information being pushed out to the public. Part of the problem is that the state of affairs associated with coronavirus is changing constantly. With that said, some basic information about coronavirus and its potential impact…
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